Introduction
Welcome to Instant! Instant is Galileo's PT API. It is Prepaid Technologies' end-to-end platform that makes it simple to create digital banking and branded card experiences. This documentation includes comprehensive information for building financial products and integrating with InstantPT API.
The fastest way to get your integration up and running is to use our Quick Start guide, which walks you through the essential integration steps. We've tried to make this documentation user-friendly, but if you have any questions, please head to our Discord Server.
Glossary
...
business: A business entity that has partnered with Galileo; identified by business_id; each business can have many products.
...
product: A set of card and account attributes; for example, card_color and daily_spending_limit are defined in this set of attributes; identified by product_id; a product is required to create a cardholder.
...
cardholder: An individual customer who has been issued a card; identified by cardholder_id; each cardholder has at least one account.
...
account: A bank account where money is stored; identified by account_id.
...
card: A device for transacting at a point-of-sale; identified by card_id.
...
transaction: Any type of account activity that affects your cardholder's balance; identified by transaction_id.
access_token
...
Term | Description | |
|---|---|---|
About the Platform
Instant PT API is built on the core Galileo Prepaid Technologies Platform, which processes billions of dollars of payments annually and inherits all scalability, reliability, and security features of the core Prepaid Technologies platform.
...
PT API Components
All financial products built on Instant are comprised of four components:
DashboardDeveloper Portal: A web tool for a business to manage its master funds account and card program.
Instant API: An interface for integrating with Instant.
Card ProgramDevelopers and Businesses to explore the Prepaid Technologies offerings and subscribe to PT products.
Product:
Feature: The underlying card program that enables a business to create Instant cards.
Digital BankingAPI: Mobile and/or online banking applications that cardholders use to manage their accounts.
...
of application/json and the body must be valid JSON. All responses are in standard JSON.
...
When a cardholder is created, a physical card is shipped to the cardholder. All cards support Apple Pay, Google Pay, and Samsung Pay.
Digital Banking
Cardholders need a way to manage their accounts. This includes viewing balances, tracking spending, and accessing monthly statements. Digital banking is how we describe any user interface that provides these functions for cardholders.
Instant Mobile Banking is an out-of-the-box digital banking solution available for businesses. Custom interfaces are also supported but may be subject to approval by Galileo and our bank partner.
Parent-Client Hierarchy
Group Level
Client Level
Program Level
...