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All Lowe’s PreLoad accounts will earn a 5% Statement Credit* on all purchases made with Lowe’s PreLoad Card at participating Lowe's stores and online at Lowes.com or Lowesforpros.com.

The 5% statement credit is calculated based on your net purchases (purchases – returns) for each calendar month. The credit will then be applied to your Lowe’s PreLoad Vault on the 15th of the following month. For example, net settled purchases made in March will be reflected in your vault on April 15th.

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