Credit/Debit-Transfer:
You can fund your Lowe's PreLoad account using your Credit/Debit card.
To load funds with a debit or credit card (Mastercard®, Visa®, Discover® and AMEX®):
The funds will be transferred to your Lowe's PreLoad Company Vault. You have the option at this stage to move these funds to your card or to a Team Member’s card.
PRO TIP: Your Credit/Debit billing address will need to match what you entered during the Lowe's PreLoad sign-up process.
Mastercard is a registered trademark of Mastercard International Incorporated. Visa is a registered trademark owned by Visa International Service Association. Discover is a service mark used under license from Discover Financial Services. AMEX is a registered trademark owned by American Express Company.
Bank Account (ACH from Company Bank Account via Dwolla):
New Bank Account*:
Before funding your account with a new bank account, it must be enrolled and verified using a trial deposit.
*The Bank Account you choose to add must be a business account.
**In order to add a new bank account and to use the value loading functionality, in addition to your PreLoad Account, you must open a Dwolla platform account (“Platform Account”) provided by Dwolla, Inc. ("Dwolla"). As part of opening a Platform Account, you must accept the Dwolla Terms of Service and Privacy Policy. You can read more on this in our Lowe's PreLoad Discover® Card Account Agreement.
Verified Bank Account
PRO TIP: ACH transfers can take several business days to land in your Company Vault. To ensure that your funds are available when needed for spending, we suggest initiating an ACH several days prior to when the funds are needed.
Transfer from Your Banking Software
Another convenient way to fund your account is via a transfer from your bank account to your PreLoad vault using your banking software. The availability and setup of this option varies by bank and may require assistance from your bank.